In Photoshop, Its very easy to create some cool effects with text, Try expermimenting, If youve got a good banger mag in the house read that, Look at some of the pictures of cars, And come up with some ideas...
Something ive noticed helps me is too look at a colour wheel, I like to look and try to get Harmounious Colours if i want something nice looking or Contrasting if i want it to look like a messed style skin,
Also get onto www.Dafont.com For some new fonts, Look for ones that stand out and are bold, Also look for originality in your skins, Dont go with the crowd, Go for something different
Good luck
(683 That races ministock at Cowdenbeath Racewall?)